***$50 Bonus: New referred personal checking customer must open a TD Bank personal checking account, must not have any existing or prior checking relationships with TD Bank and receive a qualifying direct deposit of at least $250 or complete a minimum of 15 qualifying TD Bank Visa® Debit Card purchases within 60 days of the new account open date. The new eligible personal checking account must be opened in a TD Bank Store. By participating in this program, each party may be aware that the other is a TD Bank Customer.
¹Monthly maintenance fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or maintain a $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
²Waive the $15 monthly maintenance fee with a $100 minimum daily balance.
³TD Convenience Checking^SM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
⁴Overdraft Services do not apply to TD Essential Banking Accounts. We may decline or return transactions that would result in an overdraft. Transactions that you make may cause your Account to overdraw but we will not assess your TD Essential Banking Account an overdraft fee or return item fee. For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction.
Eligibility: Qualifying direct deposits include your paycheck, pension, government benefits (such as Social Security), or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250. Person-to-Person and bank transfers between your TD Bank and any other accounts you have at other financial institutions or brokerages do not qualify. Qualifying Visa® Debit Card purchase transactions are those made using a TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments. ATM withdrawals do not qualify. Net qualifying purchases are determined in the sole discretion of TD Bank and must post to the new account within 60 days of account opening. Once the offer criterion is met within 60 days of account opening, the bonus will be credited into the new personal checking account no later than 95 days from account opening. Accounts must remain open, active, in good standing in order to receive the bonus. If the checking account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank does reserve the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC, or other appropriate forms reporting the value of the Bonus. Offer may be withdrawn at any time and is subject to change. You may receive up to ten (10) Refer a Friend Bonuses ($500 total value) within a calendar year. TD Bank Employees and Canadian cross-border banking customers are not eligible.

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TD Bank Berkeley Heights